ITIN & DACA Home Loans

At Kamarilias Mortgage, we believe homeownership should be accessible to everyone—including those without a Social Security Number. Our ITIN & DACA Loan Programs are designed to help borrowers achieve their dream of homeownership with flexible lending solutions.

Who Qualifies?

Borrowers with an Individual Taxpayer Identification Number (ITIN)
Recipients of Deferred Action for Childhood Arrivals (DACA)
Individuals with established credit history and income verification

Key Benefits:

No Social Security Number Required – Use your ITIN to apply
Flexible Loan Terms – Tailored solutions to fit your financial situation
Alternative Documentation Accepted – Including bank statements & tax returns
Competitive Interest Rates – Affordable financing options

Start Your Homeownership Journey Today!

Whether you're purchasing your first home or refinancing, we’re here to guide you every step of the way. Contact us today to explore your loan options and take the next step toward homeownership!

Foreign National Home Loans

At Kamarilias Mortgage, we provide mortgage solutions tailored for non-U.S. citizens looking to invest in or purchase property in the United States. Our Foreign National Loan Programs offer flexible financing options, making homeownership or investment opportunities more accessible.

Who Qualifies?

Non-U.S. citizens looking to buy property in the U.S.
Borrowers with international credit & income sources
Investors and second-home buyers without a U.S. Social Security Number

Key Benefits:

No U.S. Credit History Required – We assess international credit & financial standing
Flexible Loan Terms – Tailored financing based on your unique situation
Alternative Documentation Accepted – Bank statements, asset verification, and foreign credit reports
Investment & Vacation Homes Eligible – Ideal for non-resident investors

Make Your U.S. Real Estate Investment a Reality!

Our team specializes in guiding foreign buyers through the U.S. mortgage process. Let us help you secure the right financing for your property purchase.